Testimonies from Muslim students studying in the United Kingdom note the challenge of navigating sharīʿa financing with banks that are not sharīʿa-compliant. Metro UK reporter Faima Bakar writes, “the limitations put on borrowing can stop students from pursuing university altogether. Those who still choose to study via halal means, such as borrowing money from their loved ones, can end up in large amounts of debt.”
Debt (Iflas) is of particular concern in the Qur’ān. Student Editor Esther Agbaje writes, “The Qur’ān emphasizes the debtor’s obligation to repay their debts.” Read more of her comprehensive analysis at this link.