- In “Antecedents of Islamic credit card adoption in Pakistan: an empirical study based on the decomposed theory of planned behavior” (Journal of Islamic Marketing, June 4, 2024), Syed Tehseen Jawaid (University of Karachi) and others, using “sample data from 499 respondents,” find that “attitude, compatibility, perceived behavioral control and religiosity are positive, while complexity negatively affects ICC [Islamic credit card] adoption.”